ADU financing
from people who know the deal

Nobody knows financing accessory dwelling units like we do
Let us get your project funded and flourishing

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about us

trusted by homeowners nationwide since 2009.

You shouldn't have to take equity out of your home to finance adding a structure to your property. We work with lenders to get you the best possible terms on your ADU project so that you can start generating rental income as soon as possible.






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Our vision

services we provide

We don't just match you with a lender, we guide you through the whole process.


Architect Referrals

We refer you to experienced architects and contractors in your area who can make sure your project is done right

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Home Recommendations

We recommend home and structure vendors to fit your budget, geography and timing.

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Project Launch

We give you the tools to manage your project from finance to finish, empowering you to realize your dreams.

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Local laws

We help you understand local laws and codes which must be followed for your project

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Cash flow models

We help you with pricing your rental units appropriately if you are planning on renting out your new unit.

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our clients Feedback about their experience with us

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Beth Lopez

Chino Hills, CA

Very good terms on a 700SF ADU that we use for AirBnB guests and eventually a grandma flat.

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Taj Bowden

Chula Vista, CA

Earning more than my loan payment on a 900 sq ft accessory dwelling unit thanks to these guys. They even helped me select a builder in my budget.

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Glenn Billings

Boise, ID

I made one call and had a manufacturer and financier for my backlot duplex. Couldn't be happer with ADU Finance Group

frequently asked questions

If you don't find the answer you're looking for here, don't hesistate to contact our extremely responsive team.

While construction loans with hard money lenders are typically very high ~9%+, we can usually split the difference between that an what you’d expect from a traditional mortgage.

Our network of builders, manufacturers and architects have solutions for every budget. ADU projects run the full gamut in terms of cost, and we’ll help you negotiate the best way forward for your project.

Rules vary by municipality. We can help navigate your local codes. While California is trying to address its housing shortage by relaxing rules on ADUs, some other parts of the country maintain requirements which must be followed.